By accessing this website and any of its pages you are agreeing to the terms set out below and by continuing to use this website following the posting of any changes to these terms will signify your consent to the changes made.
Investment products referred to on this website are offered only in jurisdictions where and when they may be lawfully offered by Hang Seng Investment Management Limited ("Manager"). The information and materials on these pages are not intended for use by persons located in or resident in jurisdictions which restrict the distribution of such information and materials by us. Persons accessing these pages are required to inform themselves about and observe any relevant restrictions.

These pages are not and should not be regarded as or constitute a distribution, an offer, solicitation or recommendation to any person in a jurisdiction to buy or sell any investments if it is unlawful to make such an invitation, offer, solicitation or recommendation in such jurisdictions.

The information and materials contained in these pages are not and are not intended to provide professional investment or other advice. Before making any investment decision, investors should take into account their own circumstances including but not limited to investment objectives, investment experience, financial situation and particular needs and obtain appropriate professional advice where necessary. Investors should note that all investments involve risks and that the value of investments can go down as well as up. Past performance is not indicative of future performance. Investors should read the offering document of the relevant investment products in detail before making any investment decision.

Any information and materials contained on this website may be withdrawn or amended at any time without advance notice at the discretion of Manager. The eligibility of clients for particular information and materials is subject to the final and absolute discretion of Manager.

It is your sole responsibility to prevent, safeguard and ensure that no computer virus enters your system and this website.
No Warranties
The Manager endeavours to ensure the accuracy and reliability of the information and materials provided but does not guarantee its accuracy or reliability and accept no liability (whether in tort or contract or otherwise) for any loss or damage arising from any inaccuracies or omission. Where the information and materials related to investment funds is sourced externally (as disclosed), the Manager has reasonable belief that such information and materials are accurate, complete and up-to-date.

No warranty or representation regarding non-infringement, security, accuracy, fitness for a particular purpose or freedom from computer virus, Trojan horses, worms, software bombs or similar items is given in conjunction with such information and materials. The Manager shall not be liable for any loss or damage whatsoever and howsoever arising as a result of your use of the information and materials contained on this website. The Manager does not represent or warrant that this website will be available and meet your requirements, that access will not be interrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties. The Manager makes no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with this website.
Linked Websites
Where the Manager provides hypertext links to other locations on the Internet, the Manager does so for information purposes only. The contents, accuracy, opinion expressed, and other links provided at these sites are not investigated, verified, monitored, or endorsed by the Manager. The Manager expressly disclaims any responsibility for the accuracy, contents, availability or omission of information found on sites that link to or from this website. Use of hyperlinks to other internet sites or resources are at users' own risk. Users are solely responsible for making all enquiries and investigation before proceeding with any online or offline access or transaction with any of these third parties. The Manager emphasizes that all activities conducted by users via or at this website are at their own risk. The Manager does not warrant the security of any information users may forward or be requested to provide to any third parties. Users are deemed to have irrevocably waived any claims against the Manager for any loss or damage suffered as a result of any access to or interaction with any other websites via this website. Links to downloadable software sites are for convenience only and the Manager is not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the licence agreement, if any, which accompanies or is provided with the software. No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information or materials on this website.
Security Reminder
Please communicate with the Manager through its official website domain address ( and not through hyperlinks embedded in e-mails.
Copyright and Trademarks
The Manager and other parties own the trade marks, logos and service marks displayed on this website and the copyright, patent, intellectual and other property rights in connection with the information and materials contained in this website. No rights of any kind are licensed, assigned or shall otherwise pass to persons accessing such information and materials. Users are prohibited from using them without written permission of the Manager or such other parties.

All contents on this website including but not limited to the text, graphics, links and sounds are protected by copyright and no part of such materials may be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, reused, reposted, reverse engineered, decompiled, used for creating derivative works or used in any other way for commercial or public purposes without the Manager's prior written consent. In particular, no one may use a part of this website on any other website, or link to this website from any other website, without the Manager’s prior written permission.
Internet Privacy Policy Statement
The Manager will not collect any personal information that identifies a visitor to this website unless specified otherwise. Your visit to this website will record only the pages visited. Such information will be used to prepare aggregate information about the number of visitors to this website and general statistics on usage patterns of this website. Some of this information will be gathered through the use of "cookies". For details of cookies, please refer to the below.
Use of Cookies and Tracking Tags
Your visit to this website will be recorded for analysis on the number of visitors to this website and general usage patterns. Some of this information together with your personalised settings information will be gathered through the use of "cookies". Cookies are small bits of information that are automatically stored on a person's web browser in his/her computer that can be retrieved by this website. Cookies can make this website more useful by storing information about your preferences on particular webpages and about your personalised settings, thus enabling website owners to provide more useful features for their users. The information collected by "cookies" is anonymous visitor’s personalised settings information such as language preference and aggregated research data including number of the visitors, behaviour and usage patterns, and contain no name or address information or any information that will enable anyone to contact you via telephone, e-mail or any other means. No customer personal data is stored in cookies. Most browsers are initially set to accept cookies. If you would prefer, you can change the setting on your browser itself by setting your browser to disable cookies or inform you when they are set. However, by disabling them, you may not be able to take full advantage of this website.

The Manager may also work with third parties which uses applications such as Doubleclick, MediaMind, Doubleclick Bid Manager, XMO and WebTrends to research certain usage and activities on parts of this website on its behalf. Doubleclick, MediaMind, Doubleclick Bid Manager, XMO and WebTrends use technologies such as tracking tags and "cookies", etc. to conduct such research. The information collected through technologies such as tracking tags and cookies, etc. are used to find out more about users of this website, including number of the visitors, behaviour and usage patterns, for more accurate reporting and to improve the effectiveness of its marketing. Information recorded through the use of these applications are aggregated, and no personally identifiable information about you is collected or shared by Doubleclick, MediaMind, Doubleclick Bid Manager,XMO and WebTrends with the Manager as a result of such research. Also, no customer personal data is stored through these technologies. Should you wish to disable the cookies associated with these applications such as Doubleclick, MediaMind, Doubleclick Bid Manager, XMO and WebTrends, you may do so by changing the setting on your browser.

To find out more about the information-gathering practices and opt-out procedures of cookies for Doubleclick, MediaMind, Doubleclick Bid Manager,XMO and WebTrends, please visit Doubleclick's website at and/or MediaMind’s website at: and/or Doubleclick Bid Manager’s website at: and/or XMO's website at: and/or WebTrends' website at
Language Version
In the event of any inconsistency between the Chinese translation and the English version of these terms, the English version of these terms shall prevail.
Governing Law
These terms are governed by and interpreted in accordance with the laws of the HKSAR.
Contact Us
Hang Seng Investment Management Limited
83 Des Voeux Road Central
Hong Kong SAR
A wholly-owned subsidiary of Hang Seng Bank